Fresh Strategies for Insurer's Success

 One of the plagues that a typical buyer of insurance faces is the uncertainty of tomorrow’s economy and this will not turn out positive for the property/casualty insurance industry, warn experts.

According to Ernst & Young, a global tax and business advisory firm, low premium growth is still anticipated to pursue this 2012; this would severely affect the profitability of insurers and probably result in a fifth consecutive year of negative performance.

In response to this, companies have no other choice than to measure risk in modernized ways. This has the potential of revolutionizing capital and risk management strategies of insurers globally.
David Hollander, Advisory Leader of Global Insurance, one of Ernst & Young’s organizations, believes that “insurers that employ flexible strategic responses in terms of capital and resources are best positioned to maximize market conditions.”

Hollander believes there are steps insurers can take to “better understand changing insurance buying behavior”. Additionally, insurers should employ business analytics to avert flaws and acquire a competitive advantage. Ernst & Young has come up with five strategies to improve insurer’s chances of success:


Execute versatile approaches to conduct risky conditions.
Insurers’ operational capabilities, infrastructure and corporate culture must be able to adjust depending on the situation in order to assure spry performance without losing accountability.

Predict, Comprehend, and Handle the impact of prospective regulations.
Insurers must have utter assurance of the impacts of new regulations and accounting modifications before implementing them. Comprehend and act upon changing insurance buying behaviors.
Insurer’s must study their customers and make the appropriate negotiations to satisfy the needs of both sides of the deal.

Aggravate investments in core systems to reinforce growth and profitability.
Further investments are required to outrun competitors, heightened customer expectations and increasing costs to maintain and improve profitability.

Hire business analytics to solve troublesome top-line growth conditions.

Business analysts must actively scour the market to identify certain changes in customer behavior and create models that would calculate the best way to profit from the said changes.

According to Shaun Crowford, Ernst & Young’s Global Insurance Sector leader, the situation of insurers, which already is bleak due to difficult climate, is further exacerbated by “regulation and uncertain governance and compliance agenda.” At a time of uncertainty such as this, insurers must have strategic approaches that are versatile—having the ability to adapt depending on economic pressures as they emerge, intensify or weaken. This 2012, the best chance of being able to survive challenging times such as these, companies have to invest more in core systems, information resources and employ skillful management processes.

There are a number of property/casualty insurance companies and agencies in the web whom share more profound articles about cheap auto insurance quotes, home and renter's insurance, and life and health insurance. You may click on the link if you are interested to learn more about insurance.

Google's Search Plus Your World Or SPYW

My dear readers, although some of you are not acquainted to the SEO world, I would like to share a hot topic about Google. I don't know if you're familiar with "Search Plus Your World" or SPYW or "Search
Plus", which is the newest change in Google.

The transformation basically involves search results with personal and

private content shared among Google+ users mixed in with matches from
the public web. The ‘personal’ side involves three basic features:

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Personal Results, which enable you to find information just for you,
such as Google+ photos and posts—both your own and those shared
specifically with you, that only you will be able to see on your
results page;

Profiles in Search, both in autocomplete and results, which enable you
to immediately find people you’re close to or might be interested in
following; and,

People and Pages, which help you find people profiles and Google+
pages related to a specific topic or area of interest, and enable you
to follow them with just a few clicks. Because behind most every query
is a community.

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There are strict limits to what kind of data Google can fetch from the
two most popular social services in the world. Because of this
feature, Google search results lessened the value of Twitter and
Facebook but in return, they increased the attention on Google Plus.

Also, search results on your computer will vary depending on your
Google Plus and Gmail account connections. Relevance may become off
topic when it comes to this one. Instead of directing searchers to the
most relevant information on the web, Google will show information
about what they think you may have an interest in.

The "most important factor" here will be getting shares of your links
from Google+ users who themselves have wide networks (sometimes called “Power-Users”).

Companies and SEOs alike will need to develop strategies to gain the
approval of these influencers in the respective niches. A +1 from
their niche’s big shot will be the social equivalent of the
.org/.edu/.gov backlink. In this way, links from high quality sites is
paralleled to shares from G+ users with large networks.

On SEO's perpective, we will continue to lose more and more of our
Keyword Referral data and will likely have to come up with alternate
means of reporting organic traffic and business impacts on the
keyword-level.


Your thoughts on this?


Sincerely,
Kid

Pig-out

You know folks, I'm not a food blogger but I have a great eye (and tongue) ... for FOOD.

Although I don't have any lens to capture what I eat every other day, I'll still be very happy to share you some of the most stunning and mouthwatering photos I got in the internet.

For dessert:

Frozen strawberries dipped in  yogurt.

Fruity Popsicles

Dark chocolate brownies, ginger ice cream plus salted butter caramel

A colorful Halo-halo
(credits to Leia Khu)

And if you only want to have a snack, you can get short orders lang from fast food restaurants. Lets say:

Twisted Fries, and

Isang simpleng burger

Pero kung masiba kana talaga, yung tipong parang drum ang sikmura mo chaka parang pang eat-all-you-can ang talent mo and you want to pig-out, you can have all of these!: 

Porterhouse Steak

Sisig, One of my favorites!!

  

Jalapeño Popper Chicken

Braised Teriyaki Chicken

Sesame Crusted Ahi Tuna

A Honey Pork Roast

Chicken Cordon Bleu Twisted
(madali lang ito kaya mo tong gawin sa bahay mo)

Pepper Steak

Roasted Lemon Garlic Herb Shrimp

At syempre Crispy Honey Garlic Chicken Wings

Just yesterday we (gf and me) went to Aruma Cafe to satisfy our stomachs. Matagal narin namen ninais na makapunta don, akala nga namen mahal pero mura lang pala. I had beef teriyaki and pineapple juice while 1 slice of Banoffee and Seafood Marinara naman kay syota. Of course we were pleased with their service, the food is great atsaka cozy yung place inside-out. 

Aruma Cafe Iligan City